Our Business Owners Policy is designed to cover the contents, building, and liability coverage needs of a small business in the collectibles industry. Below is a list of the coverages offered in the basic policy:

Coverage Limit Deductible
Building Value of Building 5% Wind
Contents Up to $150,000 $2,000 Theft/ $1,000 AOP
Personal Effects and Property of Others $6,000 $1,000
Outdoor Signs All Kinds $5,000 $500
Electronic Data Processing Hardware $10,000 $1,000
Glass Coverage $600 per plate / $3,500 per loss $500 per claim
Transit Coverage $6,000 $1,000
Off-Premises Coverage $2,500 $500
Customer's Equipment Coverage $6,000 $1,000
Business Interruption $40,000 $1,000
Monies & Securities On/Off Premises $5,000 $1,000
General Liability $1,000,000 occ / $2,000,000 agg $1,000
Hired Non-Owned Auto $50,000 $1,000
Medical Payments $1,000 N/A
Tenant Fire Legal Liability Up to $500,000 $1,000

It is important to note that this BOP does NOT offer inventory coverage, so coins/collectibles/antiques/etc. would not be covered under this policy. If you are interested in coverage for your inventory/collection, please see our Collectibles Insurance.

» Click here to get a quote on a Business Owners Policy